Why you should order an appraisal from ASAP Appraisals, LLCThousands of people in Wisconsin purchase, sell or refinance their home each month. Many of these transactions consist of a simple line item for an appraisal. Nearly all lenders still want a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation systems that might appear to be cheaper than an appraisal. Is securing a mortgage the only reason to acquire an appraisal? Are there more instances when the services of a certified, independent real estate professional could be beneficial? Of course there are. Appeal your tax assessmentIf you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from ASAP Appraisals, LLC is your best evidence when building your case. We can assist you in challenging your tax assessment. PMI removal to reduce your mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance plan that many lenders ask home owners to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the home. Since the added payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is unfavorable because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met. ASAP Appraisals, LLC can produce a statement regarding the value of your home, and the expense of the home valuation can generally be regained in a short amount of time because you'll no longer be paying the PMI. Order an appraisal from ASAP Appraisals, LLC Order todayGet a fair valuation on a home take make a divorce settlement less stressfulA divorce can be a particularly traumatic ordeal for both parties, and it is often more complicated by the challenging decision of who keeps the home. So both parties are entirely aware of the true market value of their house, it's a good idea to get an appraisal from ASAP Appraisals, LLC, regardless of the circumstances. If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Accurate and fair estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these affairs. And since a home or other property often makes up an uneven share of the total estate value, knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten a fair deal. Relocate to or from Waukesha County for workEmployee relocation is a stressful event, and we understand. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, along with information about any new sales or listings in their area that they want considered during our intensive inspection. Close on your home quickly — for an accurate priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't related to the sales price, but rather they are based on our efforts to finish the appraisal report. On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long housesstay on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. |